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Accident Insurance Compensation Board

The Accident Insurance Compensation Board (TAKO) operates under the Finnish Workers' Compensation Center (TVK). Its purpose is to promote the uniformity of compensation practice under the Workers’ Compensation Act by issuing guidelines and statements.

General guidelines

TAKO issues general guidelines regarding compensation practice especially if the legislation changes or it is otherwise necessary for the improvement of the uniformity of compensation practice.

The central guidelines issued by TAKO have been published on TVK's website on page Ohjeet (only in Finnish).

Requesting a statement from TAKO

The insurance company must request a statement from the Accident Insurance Compensation Board on its proposed decision before a decision is made on a claim if the matter includes fundamental jurisprudential or medical questions of interpretation, or if processing the matter in TAKO is otherwise necessary for the improvement of the uniformity of compensation practice.

The matters on which the insurance company must request a statement from TAKO are determined in the decree of the Ministry of Social Affairs and Health (1568/2015). The insurance company also has the right to request a statement on other proposed decisions besides those determined in the decree.

The statement from TAKO is always requested by the insurance company. When the insurance company has received TAKO’s statement on its proposed decision, it will issue a decision on the matter in writing. If the injured person is dissatisfied with the decision, he or she can lodge an appeal against it.

The statements issued by TAKO are non-binding; in other words, the insurance company can derogate from the statement when making its decision. However, the statement must be included in the decision.

Composition

The Accident Insurance Compensation Board comprises a chairman, three lawyer members, four labour market members, at least five medical experts, and a necessary number of deputies, all of whom are appointed by the Ministry of Social Affairs and Health for a period of up to three years at a time.

A representative of the Ministry of Social Affairs and Health is appointed chairman of the Accident Insurance Compensation Board. Lawyer members and at least two medical experts as well as their deputies are appointed on a proposal by the Finnish Workers' Compensation Center. Two of the labour market members are appointed on a proposal by the employers' key central organisations, and two on a proposal by the employees' key central organisations. One of the labour market deputies is appointed on a proposal by the employers' key central organisations, and one on a proposal by the employees' key central organisations. One of the medical experts is appointed on a proposal by the employers' key central organisations, and one on a proposal by the employees' key central organisations. 

More information on the composition of TAKO (in Finnish)

Annual report 2015 (in Finnish)

9.6.2017

Worker's compensation and insurance
Information service and publications
Finnish Workers' Compensation Center
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