Compensation for functional limitation
Compensation for functional limitation is paid under workers’ compensation insurance compensates for a permanent general functional limitation caused by an occupational accident or disease. General functional limitation refers to reduced functional capacity caused by an accident or occupational disease, i.e. functional limitation.
At the earliest, permanent functional limitation can be assessed one year after the accident or the manifestation of the occupational disease. If the final decision on the disability category cannot be made one year after the accident or the manifestation of the occupational disease, compensation for functional limitation will be paid in advance as long as the minimum degree of permanent functional limitation is known.
The amount of the compensation for functional limitation is determined on the basis of the disability category and the basic amount according to the table provided in the legislation. The injured person’s age affects the amount of compensation, while the injured person’s earned income or other individual circumstances do not.
The disability categories are numbered from 1 to 20 and determined in the Government decree on disability categories (768/2015). Disability categories describe the degree of functional limitation caused by the injury or illness.
Examples of disability categories:
- Loss of two fingers, thumb and forefinger, disability category 6
- Ankle amputation, disability category 5
- Lower limbs as a whole, moderate functional limitation, lameness, significant motion limitation, continuous walking is difficult or slow, assistive device is necessary even during short distances, disability categories 6–10.
Workers’ compensation insurance does not compensate separately for pain and suffering or cosmetic injury. However, these have been taken into account in the disability categories, and are included in the compensation for functional limitation.
Compensation for functional limitation is paid as a lump sum for disability categories 1–5 and as a continuous compensation for the higher categories.
If the functional limitation is later aggravated, additional compensation will be paid. Aggravation is compensable if the disability category subsequently increases by at least one category. If the disability category of the continuous compensation for functional limitation subsequently decreases by at least one category, the compensation for functional limitation is paid in accordance with the changed circumstances.
Compensation for functional limitation is a tax-exempt compensation.
Amounts of one-time compensations (in Finnish)